Security Policy

Last updated: March 16, 2026

Built with security in mind

Our Commitment

At My Money Right, we understand that you are entrusting us with sensitive financial information. Security is not an afterthought — it is built into every layer of the application. This page describes the specific measures we take to protect your data.

We do not share, sell, or disclose your personal or financial data with any third parties. Your data exists solely to power your experience in the application — nothing else.

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HTTPS Everywhere

All traffic is encrypted in transit using TLS 1.2+. HTTP requests are automatically redirected to HTTPS.

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JWT Authentication

Session tokens are signed with HS256, expire after 7 days, and are never stored server-side in cookies.

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Google OAuth 2.0

We never store your password. Authentication is delegated entirely to Google's secure identity platform.

Rate Limiting

All API endpoints are rate-limited to prevent brute-force and denial-of-service attacks.

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Data Isolation

Every database query is scoped to the authenticated user's ID. Cross-user data access is architecturally impossible.

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Regular Backups

Your data is backed up regularly. Backups are stored separately from the primary database.

Application Security

My Money Right is built following OWASP security guidelines. Key measures include:

Infrastructure Security

Your AI Keys

If you choose to use AI-powered features, you supply your own API key (OpenAI, Google Gemini, or Anthropic). These keys are:

Vulnerability Disclosure

We take security reports seriously. If you discover a vulnerability in My Money Right, please report it responsibly:

We appreciate responsible disclosure and will acknowledge your report within 48 hours.

Incident Response

In the event of a confirmed security incident affecting user data:

Security Updates

We regularly update our dependencies and server software to address known vulnerabilities. The application is actively maintained by Tacit Web Solutions, LLC.

Questions

For security-related inquiries, contact us at security@mymoneyright.ai.