1. Acceptance of Terms
By accessing or using My Money Right ("the Service"), operated by Tacit Web Solutions, LLC, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.
We reserve the right to update these Terms at any time. Continued use of the Service after changes constitutes your acceptance of the revised Terms.
2. Description of Service
My Money Right is a personal finance management application that allows users to track bills, debts, transactions, budgets, and related financial information. The Service is provided as-is for personal, non-commercial use.
3. Account Registration
To use the Service, you must sign in with a valid Google account. You are responsible for:
- Maintaining the confidentiality of your account credentials.
- All activity that occurs under your account.
- Notifying us immediately of any unauthorized use of your account.
You must be at least 18 years of age to create an account. Accounts are for individual use only and may not be shared.
4. Acceptable Use
You agree not to use the Service to:
- Violate any applicable local, state, national, or international law or regulation.
- Upload or transmit malicious code, viruses, or any software designed to disrupt or damage the Service.
- Attempt to gain unauthorized access to any portion of the Service or its related systems.
- Use the Service for any commercial purpose without our express written consent.
- Scrape, crawl, or use automated means to access or collect data from the Service.
5. Subscription Plans
My Money Right offers a free tier with limited features and a paid subscription plan. Paid subscriptions are billed on the terms presented at checkout. By subscribing, you authorize us to charge the payment method on file.
- Cancellation: You may cancel your subscription at any time. Access continues until the end of the current billing period.
- Refunds: Refunds are handled on a case-by-case basis. Contact support@mymoneyright.ai within 7 days of a charge to request a refund.
- Price changes: We will provide at least 30 days' notice before changing subscription pricing.
6. Your Content
You retain ownership of all financial data, notes, and documents you input into the Service ("Your Content"). By using the Service, you grant us a limited license to store and process Your Content solely for the purpose of providing the Service to you. We do not share, sell, or disclose Your Content to any third parties.
You are solely responsible for the accuracy of Your Content. The Service is a personal organization tool — it does not provide financial, tax, legal, or investment advice.
7. No Financial Advice
My Money Right is a financial tracking tool, not a financial advisor. Nothing in the Service constitutes financial, investment, tax, or legal advice. Always consult a qualified professional before making financial decisions.
8. Third-Party Services
The Service integrates with third-party services including Google (for authentication) and optional AI providers (OpenAI, Google Gemini, Anthropic). Your use of these integrations is subject to the respective third parties' terms and privacy policies. We are not responsible for the practices of third-party services.
9. Disclaimer of Warranties
The Service is provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Service will be uninterrupted, error-free, or free of harmful components. We disclaim all warranties, including implied warranties of merchantability and fitness for a particular purpose.
10. Limitation of Liability
To the fullest extent permitted by law, Tacit Web Solutions, LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Service, including any loss of data or financial decisions made based on information in the Service. Our total liability to you shall not exceed the amount you paid for the Service in the 12 months preceding the claim.
11. Indemnification
You agree to indemnify and hold harmless Tacit Web Solutions, LLC and its officers, directors, and employees from any claims, losses, or damages arising out of your use of the Service or violation of these Terms.
12. Termination
We reserve the right to suspend or terminate your account at any time for violations of these Terms or for any other reason at our discretion, with or without notice. Upon termination, your right to access the Service ceases. You may request a data export before termination by contacting us.
13. Governing Law
These Terms are governed by the laws of the United States. Any disputes arising under these Terms shall be resolved through binding arbitration or in courts of competent jurisdiction, as applicable.
14. Contact
Questions about these Terms? Contact us at:
- Email: support@mymoneyright.ai
- Website: www.mymoneyright.ai